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In brief
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Duration: Online subscription: a few minutes to 1 day
Cost: From around 300 €/year according to profile
Possible online

Who this guide is for

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  • You just bought a car in France
  • Discover the French insurance system
  • You hesitate between third parties and all risks

To be prepared in advance

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  • Forthcoming registration or grey card number
  • Driving license and historical bonus-malus
  • Address and use of the vehicle (private, home-to-work)

Step-by-step procedure

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  1. 1Legal minimum: third-party insurance — covers damage to others, not your vehicle.
  2. 2Third-party extended or all risks: optional; often useful for a new or valuable vehicle.
  3. 3Compare on lelynx.fr, lesfurets.com or with insurers — price depends on age, area, power and bonus-malus.
  4. 4Subscribe before the first exit; keep the provisional certificate in the vehicle while waiting for the green card.
  5. 5In case of sale: terminate the contract and complete the sale on ANTS.

Common mistakes

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  • Circulate without certification, even "for a day".
  • Choose the cheapest without reading the franchise.
  • Forget to report a change of address or driver.
  • Do not report a claim within the time limits of the contract.

Official sources

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Show sources in this section

Useful links

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Important remark

Variable rates and conditions depending on the insurer. Reference information — read your contract before signing.

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