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Who this guide is for
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- You just bought a car in France
- Discover the French insurance system
- You hesitate between third parties and all risks
To be prepared in advance
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- Forthcoming registration or grey card number
- Driving license and historical bonus-malus
- Address and use of the vehicle (private, home-to-work)
Step-by-step procedure
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- 1Legal minimum: third-party insurance — covers damage to others, not your vehicle.
- 2Third-party extended or all risks: optional; often useful for a new or valuable vehicle.
- 3Compare on lelynx.fr, lesfurets.com or with insurers — price depends on age, area, power and bonus-malus.
- 4Subscribe before the first exit; keep the provisional certificate in the vehicle while waiting for the green card.
- 5In case of sale: terminate the contract and complete the sale on ANTS.
Common mistakes
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- Circulate without certification, even "for a day".
- Choose the cheapest without reading the franchise.
- Forget to report a change of address or driver.
- Do not report a claim within the time limits of the contract.
Official sources
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Show sources in this section
Important remark
Variable rates and conditions depending on the insurer. Reference information — read your contract before signing.
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