Booklet A: Simple and Available Savings

The Livret A is a regulated, liquid and exoneree savings tax on interests. It is often used as a security reserve for unforeseen expenses. The rate and ceiling are fixed by the State.

RecommendedLast reviewed: July 2026

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In brief

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Duration: Opening 15-30 min; setting 10 min

Cost: Free in most banks

Possible online

Who this guide is for

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If you need to process "Book A: Simple and Available Savings"
You if you just arrived and look for a clear order
You if official sites seem complex to you

To be prepared in advance

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Identity piece and proof of domicile
RIB of current account
Verification of the absence of another Book A

Step-by-step procedure

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1Choose the establishment and open the booklet.
2Set up a monthly automatic transfer.
3Keep a security reserve.
4Follow the rate and adjust your saving strategy.

Common mistakes

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Holding several Booklets A.
Use the booklet as the only long-term solution.
Spie without reconstructing the precautionary saving.

Official sources

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Show sources in this section

Important remark

The rate and ceiling may be increased by public decision.

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